Thank you for viewing our website. We provide Financing and Refinancing to Doctors, CPAs and Attorneys to increase your cash flow and to reduce your monthly payments. We also finance loans for other Banks.
Whether you are a Borrower or Bank we offer Fixed Rate financing solutions that a bank may not offer. We provide only Conventional loans and we never use SBA loans. Our loan will never use your home and your home equity as collateral or guarantee to your loan.
Since 1997 we have financed practices and buildings throughout the country. We view practices on a cash flow and goodwill basis and not solely on a hard asset value basis. Our philosophy and method is of simplicity and efficiency. We are straightforward in our communication and process. If we cannot help you, we will quickly inform you.
Tell us your situation. Let’s see how we can improve it through Refinance and or Acquisition.
Thank you,
Charlie Haboush
President
Specialty Capital Group, Inc.
Our improvements and solutions for Law Firms will be similar to those of CPA practices
Ranges from manufacturing where assets are being purchased to service markets such as dental and veterinary practices where there are minimal hard assets for collateral. We finance many acquisitions where the cash flow (goodwill) is the asset that is being purchased. The objective is to finance 100% of the purchase price in many business acquisitions.
We assist banks and lenders by refinancing select loans for their borrower. This enables banks to complete the loan for their borrowers. Example, the borrower needs greater cash flow to buy a larger building. We refinance the business debt to increase cash flow so the bank can fund the building loan.
This is utilized to improve cash flow, use the equity to pay other items or to refinance seller notes, among other reasons.
Owner occupied to mostly owner occupied buildings. Often 100% financing of purchase price with a practice loan. Often fixed rate loans for 25 years – no rate increases.
This is utilized to improve cash flow, use the equity to pay other items or to refinance seller notes, among other reasons.
Equipment Loans and Leases for 10 – 20 years with Practice – Business Loan.