Completed CPA Loans

Our Solutions to Improve CPA Practices
Currently at ~5.7% - 8% FIXED Rate 10 – 15 Years

Note: If you have an SBA loan, our loan eliminates the SBA 2nd Mortgage on your home and home equity.

$990,000

Reduced Payment/Rate on Debt with Refinance

Refinanced assorted Practice Loans to our Fixed Rate 10 – year loan of 3.85%
Provided a $300,000 Line of Credit at 4.25%
This reduced their payment by $11,418 per month. This increased cash flow to the CPA by $11,418 per month.

$1,370,000

Reduced Payments/Rate on Practice and Building

Refinanced the variable rate SBA Practice Loans to our Fixed Rate 10 – year loan of 4.15
Eliminated 46 Payments from Building loan, saving $408,000 on loan.
As always, we Eliminated lien (2nd Mortgage) on their home. Borrower regains their equity.

$812,000

Reduced Payment, Rate and Number of Payments

Refinanced the variable rate SBA Practice Loan and Seller Note to our Fixed Rate loan of 4.25%
Eliminated 11 Payments from Practice loan, saving $94,000 vs their current loan.
Reduced Monthly Payment on loan, saving another $52,000 over the term of the loan.

$754,000

Reduced Payment and Rate plus Acquisition

Refinanced the Practice Loans to our Fixed Rate of 3.85% from current rate of 6.75%>
Financed the Acquisition of 4th Practice at 3.85% Fixed.
Eliminated lien (2nd Mortgage) on their home. Borrower regains their home equity.

$2,903,000

Acquisition of 2nd Practice plus $250,000 LOC

Financed 100% of Purchase Price
15 year Fixed Rate loan at 6.85%
As always, No SBA 2nd Mortgage Lien on their home. Borrower retains use of their home equity.

$3,681,000

Reduced Payment and Rate with 15 Year Loan

Refinanced the Practice Loans to our Fixed Rate of 7.25%, plus LOC
Reduced Monthly Payment by $17,259
As always, we Eliminated lien (2nd Mortgage) on their home. Borrower regains their equity.

Note: Rates and terms vary depending on the borrower, practice strength, loan portfolio and the economy.